Saving money may seem impossible today, especially with the pandemic. If you live paycheck-to-paycheck, you may think your days of ‘extra cash’ are gone.
What if with a few simple changes, you could free up cash, though? The tips are right there in front of you, yet most of us don’t realize it. We all get busy and just keep doing what we’re doing, but with a change or two, you may find more cash in your pocket.
Binge watch your favorite shows on Netflix for a fraction of the price of cable. You could even have two streaming services and save more than $50 a month cutting the cord.
Most people automatically shop each week, buying their ‘staples.’ Chances are if you used up everything in your pantry or fridge first, you’d spend less. You may even be able to skip a trip to the store here and there.
We all love Starbucks with its fancy drinks and cups, but you can do the same thing at home. Not going to Starbucks for even a month, could save you $150 a month if you have a daily coffee habit.
Get creative at home. Try new recipes, make copycat recipes, or just enjoy a simple dinner. Have your friends at your place and avoid costly restaurant meals.
Heading out for lunch clears your mind and fills your belly, but it empties your wallet. Instead, brown bag your lunch and use your lunch hour to walk or just take a break enjoying the fresh air.
Gym memberships are expensive and unless you go a lot, they aren’t worth it. Find free streaming workouts online or buy used workout equipment and create a home gym. You may even work out more since there are fewer excuses when the ‘gym’ is your home.
If impulse buys get you every time you shop in-store, stick to online shopping. It’s a lot easier to ‘remove from cart’ when you’re online rather than staring at a cashier and trying to make a decision.
Google ‘coupon for XYZ store’ before you buy ANYTHING. You may be surprised to see how many promo codes are out there – many come straight from the retailer too, but unless you search, you wouldn’t know.
You don’t have to give up meat forever or every day. Implement a meatless day once or twice a week and shave money off your grocery bill.
Buy your staples in bulk when they are on sale. You don’t have to worry about running out and paying full price anymore.
Simple changes put more money in your wallet. Try a few and see how you do. It may be easier than you think to stretch your paycheck even further!