Get your project going is hard. SimpleDirect makes it easy by taking care of the money part.
✔️ SimpleDirect is a free service with no impact on your credit score.
✔️ Get a project-financing loan without tapping your home equity.
✔️ SimpleDirect and its partners do not have any pre-payment penalties so you can pay back the loan anytime.Compare Personal Loans For Bad Credits
Compared with home equity loans, SimpleDirect Instalment Loans gives you more flexibility in financing your next roofing project.
✔️ Up to $100,000 in unsecured loans with no home equity needed.
✔️ Competitive rates with rates starting at 3.34% APR.
✔️ Funding usually within 1-2 business days.
Using SimpleDirect also gives you the flexibility to pay back the loan every month with a stable monthly payment. You can pre-apply today and get up to 65 rate options for you to select from without impacting your credit score.
SimpleDirect also offers Home-Improvement Credit Card Financing options that offers 0% APR financing options for up to 18 months. Meaning you can defer your payments for up to 18 months without any interest charges. You can see your personalized offers at the bottom of this page.
SimpleDirect and its lending partners offer home improvement financing products that cover most of the credit types including bad credits.
SimpleDirect Instalment Loan offers homeowners a good way to finance their roofing projects through fixed monthly payments and without tapping into their home equity. SimpleDirect Instalment Loans go as high as $100,000. We mainly look at these three factors:
✅ Credit Score. SimpleDirect and its partners offer Instalment Loans to homeowners with credit scores as low as 500. With that being said, having an average or good credit score can help you see lower rates.
✅ Annual income. Because borrowing through SimpleDirect does not tap into your home equity, your annual income will be one of the factors SimpleDirect and its partners look at. You should have at least $20,000 in annual income before applying on SimpleDirect.
✅ Your level of debt compared with your income. As a rule of thumb, your debt level should not reach more than 70% of your annual income. A typical debt can be a mortgage, car loan, or other types of loans.
Pre-apply now and get your roof financing rates in minutes with no impact on your credit score.Compare Personal Loans
SimpleDirect has partnered with multiple partners to issue competitive home-improvement credit cards to finance your roofing project. SimpleDirect's 0% APR home-improvement credit cards give you the option to delay your payments for up to 18 months with no interest payments.
✅ Home-improvement credit cards require applicants to have FICO scores of at least 500.
✅ SimpleDirect Credit Card marketplace offers up to 64 different home-improvement credit cards.
✅ To quality for the 0% APR financing options, homeowners typically need an average to good credit.
To see your personalized credit card options, see our available options below.