SimpleDirect is a free online service that helps you find your best rate. It does so by working with multiple consumer-friendly lending partners.
When working with SimpleDirect, you can be rest assured as SimpleDirect and its partners work with consumers with most types of credit scores.
We started SimpleDirect to help bring affordable loans to everyone. We know the existing financial industry is taking many bad credit customers for granted. This led us to create SimpleDirect, an easy-to-use solution for all things financing.
When you are on SimpleDirect, we will ask you a few simple questions to get a better idea of your profile.
After you complete the profile, we will communicate with our lending partners to secure personalized rates for you. Don't worry, this will not affect your credit score.
Then, you can select the offer that works the best for you, and if approved, you will receive the funding in 1-3 business days.
SimpleDirect's proprietary loan-matching algorithm can give you personalized personal loan options from our lending partners quickly.
Checking rates on SimpleDirect does not impact your credit score. In fact, in most cases we do not ask for your SSN number.
A loan through SimpleDirect can be used on almost anything: from consolidating your debt, financing a new purchase, or doing home-improvement. A personal loan through SimpleDirect empowers you to get there faster.
At SimpleDirect, the process is entirely online from start to end. You do not need to wait in line or sit in a bank. You get your personalized loan offers and if approved, you get the funding in your bank account. It's that simple.
SimpleDirect and its partners put transparency front and center. When getting a new loan through SimpleDirect, you will see how much the loan costs, the rate, and associated fees, if any. We never charge any fees without letting you know first.